It is a good idea for anyone who has been miss sold PPI to make a claim. There may be things that have put you off thinking about PPI claims, such as persistent calls from PPI claims companies or media reports. However, you really should try to get back the money that is rightfully yours.
You can make a PPI claim yourself or use a company to do it for you and so if you do not want to pay anyone else, then you can do the work yourself and if you do not want to do the work, then you can ask someone to do it for you. It is great to be able to have the choice.
You may not know whether you have been paying PPI and whether it was miss sold, but talking to a PPI claims company should help you with this. You will be able to find out what to do to discover whether you are paying PPI or did in the past. You will be able to get an understanding of under what circumstances you can make a claim and then work out whether you could do this.
It doesn’t matter whether your claim would be a lot or a little, you should make a claim. You will get back the money that you should not have paid out in the first place and this is important. Even if that money is not that much to you, it is rightfully yours and also the lender should not be allowed to keep it. Why should they add to their wealth with your money? In some circumstances the money can be a very significant sum and so is very much worth claiming back. It all depends on how many PPI policies you had or have and how much you have paid for each one and how long for.
So everyone who was miss sold PPI should make a claim. If you are not sure whether it was miss sold to you or not, or even if you have PPI, then look in to it as you could get back money that you should never have paid out in the first place. It should not take too much time to make the necessary investigations and it could end up in you having a significant lump sum of money as well as taking back what is rightfully yours.